MegaStar's Privacy Policy
What is our commitment to you?
We are sensitive to your privacy concerns, and are committed to
letting you know what information is being collected on our Sites, how
the information is being used and what choices you have regarding the
collection and use of the information. Please take a moment to review
this privacy notice and feel free to contact us with any questions at
mailto:info@megastarfinancial.com
What types of information do we collect about you?
The primary reason we collect personal information about you is to
provide products and services that you have requested. The type of
information we collect, and the primary purpose for which it is
collected includes:
- Required information such as name and address is utilized to
establish your account. We require this information in order to provide
you with your desired services and to comply with federal regulation.
- We collect no credit information.
- E-mail addresses and phone numbers are collected and used to
communicate with in regards to your request.
Do we share information with third parties?
We do not share information with any non-affiliated third party
except: (1) in select circumstances when a business partner refers you
to us and you give us permission to share specific information, such as
your name and email address, with that business partner, (2) as
permitted or required by law, such as inquires by law enforcement or to
comply with Federal laws such as the Real Estate Settlement Procedures
Act (RESPA), or the Fair Credit Reporting Act (FCRA), the
Gramm-Leach-Bliley Act (GLBA), the Patriot Act or the Fair and Accurate
Credit Transactions Act (FACTA), or (3) to the specific Agent
responsible for the area you have listed.
Our Sites may contain links for other services that we feel you may
have an interest in. We believe these sites share a similar commitment
to consumer privacy and urge you to review their privacy policy when
visiting their sites. We cannot, however, be responsible for their
privacy practices.
What is our policy relating to former customers?
Our policy regarding the collection and use of information about
former customers is the same as that regarding the collection and use
about existing customers (refer to section titled "What types of
personal information do we collect about you?"). Over time,
information about former customers is used less and less and may
ultimately be removed from our records.
How do we protect your information?
We restrict access to nonpublic personal information about you to
those of our employees who need to know that information in order to
provide products or services to you. We maintain physical, electronic,
and procedural safeguards designed to protect your nonpublic personal
information.
Transferability of Information
In the event we go through a business transition, such as a merger,
acquisition by another company, or sale of all or portion of our
assets, your personally identifiable information will likely be among
the assets transferred. You will be notified by means of notice on our
Site for thirty (30) days of any such change in ownership or control of
your personal information. For more information, please refer to the
section labeled "Privacy Notice Changes," below.
A Special Note Regarding People Under 18 Years Old
Consumers under the age of 18 must not send any personal
information to us - including but not limited to information such as
name, address or e-mail address.
Privacy Notice Changes
We reserve the right to change this privacy notice at any time. You
agree to obtain annual notices of, and changes to, this privacy notice
electronically by visiting this Site. Therefore, we encourage you to
review this Site from time to time to review changes to our privacy
notice.
Please note that our offline privacy notice (not covering information
collected over the phone or by facsimile) may differ slightly from our
online privacy notice.
This notice utilizes the rules, authority and definitions of the
Gramm-Leach-Bliley Act of 1989, Title V, Subtitle A.