Kris Hocum

  • Mortgage Consultant
  • NMLS: 669530
  • (970) 266-9111
  • (970) 266-9111
  • 3615 Mitchell Dr
  • Fort Collins, CO 80525
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At 1st City Mortgage we are able to offer you a variety of different loan products to fit your individual goals.  Through our parent company Megastar Financial we are able to assist you through the loan process from application to closing.  I work as a team with my father Ted Hocum who has been a Loan Officer since 1983 and I have been in the finance industry for the last ten years.  Together we are able to find the best loan product for each individual and are committed to making the process a simple as possible.  We look forward to the opportunity to help you with your home purchase or refinance.


Kris was fantastic, highly recommend!

Keith M


Ashley L

Kris did an outstanding job and I couldn't be happier with the whole process.

Jacob H

Kris is simply the best. From day one until closing he kept me in loop I’m overly blessed to have him working on my team. I already started recommending him to trends and family. Thx Kris for being GREAT RBN


The professionalism and service Kris and his team provided was excellent. I was a first time home buyer. Kris was great at explaining my loan options and made my home purchase easy. I highly recommend 1st City Mortgage. If I have friends and family looking to buy in Northern Colorado, I will definitely refer them to Kris Hocum and 1st City Mortgage.

Kerry J

Great communication and transaction!

Monica P.

Kris was very easy to work with and was clearly knowledgeable in his field. He made it happen seamlessly!

Kayla H.

Kris is a wealth of knowledge and terrific to work with.

Matt G.

Kris Hocum and the Megastar team were great to work with. The team always gives great communication and I feel like I truly have an advocate during the transaction.

Bryse C.

Kris was an absolute pleasure to work with! He's incredibly knowledgeable and explained everything very well. It truly seems like he cared about us, our home, and our financial security. We'll definitely work with him again!

Emma G

Kris does a great job. He is understanding, has your best interests in mind and has great availability.

Matthew M.

Kris and his team was amazing to work with. From day one (a year ago) Kris has always been there and always helpful to provide his advice on questions that we were seeking to get answered and we didn't have any business happening with Kris at the time. He's always willing to go above and beyond and you can see that in his results.

Jason O

Due to the pandemic, we didn't get to see Kris in person at all. However, he was extremely helpful, walked us through everything, answered all of our questions, and updated us frequently on the progress of our loan. Even though we weren't as involved as we might have been under regular conditions, we didn't run into any issues and our loan closed on time. Thank you for all your help!

Satisfied Customer

Mr. Hokum was very informed and easy to work with on getting my loan.

Christie N

Had a little hiccup at the tail end when some of the buyer info was submitted on an incorrect form. It was all rectified quickly and closing occurred on the original closing date.

Paul M.

From our first conversation to closing day, Kris was professional, responsive, and educational. He understood my situation and helped me achieve my goal. I will definitely work with Kris in the future.

Widmar S.

Kris is the absolute best. He has expert knowledge, solves issues as they arise, and communicates clearly and responsively.

Jon-Mark P.

Kris & his team are GREAT to work with. This is our 2nd experience with them.

Robin B

Kris and Lu were absolutely incredible from start to finish. They were both extremely responsive and always took the time to address any questions and concerns. This was by far the smoothest loan app and closing we have ever had. They were both so professional and on top of it. We never had to worry about the details because Kris was so great about explaining everything. Kris and Lu are AMAZING!!!

Doug and Sarah M.

Kris took his time to inform me of my options. He is honest and knowledgeable.

Grant M


Sam H

Kris is great! Very responsive and here for you every step of he way.

Gunnar G

As a first time home buyer Kris helped walk my wife and I through the process and answered any questions or concerns we had. He was extremely helpful and professional!

Jamell M

Kris and his team were responsive, helpful, and easy to work with


Kris and his team are great to work with and keep you informed through the entire process.

Kalpana G.

Kris made the process very pleasant and smooth. We’re very pleased and have already shared Kris Hocum’s name with two other families.

Todd B.

Extremely friendly, helpful, and efficient to work with!

Amy S.

Kris was a phenomenal Lender/partner in this process with my clients!! I have been a Realtor for 15 years and I have worked with numerous lenders in that time. He is one of the VERY BEST!! He exceeded all of my expectations. He had great recommendations for my client who had some non conformiing needs and we closed EARLY!! Great communication, very thorough, excellent follow thru, patient and willing to educate thru out the journey from beginning to end. I absolutely will be working with Kris again and this time on our personal home loan! True Professional!

Jacquejoy L

Kris was extremely organized and kept us up to date on all aspects of our refinance process.

Colleen B

Kris is very confident and knowledgeable, he takes the time to explain things so that the client has a firm understanding of their mortgage/refinance options and process.

Corina S.

Everything worked very smoothly.

Satisfied Customer

Kris was extremely knowledgeable, friendly, and helpful throughout the entire loan process.

Chris H.

Excellent communication

Kyle W

great over all follow through

Shawn K

Kris was always professional and quick to explain the entire loan process with us. He was always available to talk to when we had questions and he kept us well informed throughout our experience.

Stefanie M.

My wife and I couldn’t have asked for a better experience it was a pleasure doing business with Megastar. Everyone was on top of their game always keeping in touch whether it was a phone call or email through the whole process. Everyone was very kind and very professional; we are glad we were referred to Megastar for our loan.

Jarrod M.

Super professionals

Anna Madrigal

It was an outstanding service Kris was extremely professional on his work and made the process run very smoothly.

Zosimo L

Working with Kris and his team was a breeze! Highly reccomend!

Josie B

Kris has been a joy to work with. He was always kind, informative, & willing to go the extra mile to answer all my questions.

Heather K.

Kris was great, from beginning to end. Always available and friendly. Highly recommend!

Julie M.

Kris provided us with the best in customer service. He is super easy to work with and communicated with us the entire way to closing. Very smooth experience.

Ann and Carl B.

Kris did a masterful job educating my clients regarding their mortgage options, and his communication throughout the loan process was excellent. Sometimes we like to share the results of these reviews on our Loan Officer's webpage. May we do so for yours? Yes If yes, may we display your first name and last initial? Jesse M. Finally, do you know anyone you might like to refer to me? If yes, please leave their contact info below so I can reach out to them! No

Jesse M.

We asked for a quick close once we were under contract, and Kris and his team made it happen which was an incredible blessing for us to have more time to move.

Matthew Wendling

We've already recommended several friends and family members to use Kris because we had such an amazing experience working with him for our first home. I have nothing bad to say about all of his hard work making sure that we could purchase our first home!

Jessica W.

Kris and Lu made everything extremely easy for us. They did exactly what they said they would do -- very smooth transaction and really great people to work with!

Kevin C.

I dealt with Kris and Lu and the were both very informative, professional and answered all my questions in an expert manner. I enjoyed working with them and would do it again.

Mike P

Will definitely recomend Megastar to anyone looking to refinance

Steve S

Working with kris is always a pleasure. He always keeps me up to date throughout the loan process and is always available for questions.


Refinancing my home with Kris was a breeze. He did a wonderful job of listening to my needs and found the best option for my situation.

Brittney D

I enjoyed working with Kris. He is very knowledgeable and was kind enough to teach us this process.

Carlos H.

I reached out to Kris with questions about my property taxes. He took the time to go over options for refinance with the new financial climate and gave me a breakdown on what my savings would be with a refinance. He quickly got the application in order with minimal legwork on my part and ended up saving me tens of thousands of dollars in interest over the lifetime of my loan.

Brian S.