LARRY IEST

Branch Manager & Loan Officer

Office
(951) 525-1785
Mobile
(909) 633-5249
Email
liest@megastarfinancial.com
Address
3600 Lime St, Suite 311, Riverside, CA 92501
Licensing
NMLS 224284 | CA-DOC224284, OR 224284
I was drawn into the mortgage business by my interest in financially related topics. Since I was young I had an interest in all matters relating to finance and how money works. I combined my interest in finance and my experience in customer service into a mortgage career beginning in 2002. Prior to the mortgage business I spent seven years working at Nordstrom and four years working in international sales for the snowboard industry. My mortgage career has been built on client referral by providing sound mortgage advice, excellent customer service, and putting my client’s best interest first. My goal is that each client I meet with leaves our meeting with a better understanding of the mortgage process and their financial matters. I enjoy serving my clients and strive to create a uniquely pleasurable mortgage experience.

Client Service: In order to create a pleasurable mortgage experience, I focus on three main areas.

Customer Service: The basis of great customer service is availability and communication. I update my voice mail every morning. If you receive my voicemail, you will know if I am in the office and have an idea of my schedule. This enables you to know when I will return calls.

Pre-approvals: I will take time in the discovery phase of the pre-approval process to go into detail on your financial profile. The details allow me to discover your strengths and any potential challenges on the transaction. Knowing the challenges allows me to address them upfront and prevent possible problems so they will not “pop up” during the escrow period. Once you have your pre-approval letter you will have a full understanding of your loan and the confidence to begin shopping for your home.

Updates: I will send you updates on the status of your transaction each Friday during the escrow period. I not only send them to you, but to everyone involved in the transaction. Many people are involved in the process and timelines are critical, communication helps keep the file moving forward and prevents unnecessary issues due to lack of communication. My goal with the updates is to keep you informed so you are never left wondering what is happening.

TESTIMONIALS

“Larry was always extremely competent and very pleasant. Our transaction closed on time.”
★★★★★
– Winifred W.


“Larry was professional, courteous and respectful. He made sure we understood the process and was responsive if we had any questions. Larry’s emails and personalized videos walked us through the buying process and were very informative. He really looked out to make sure we got the best loan for our needs. Larry communicated with our realtor and escrow to make sure we were all on schedule. He made buying a house a smooth process.”
★★★★★
– Rebecca L


“Larry is amazing because he cares about his clients. He provided us with regular status reports and would thoroughly explain every step of the loan process. My husband and I would highly recommend him!”
★★★★★
– Satisfied Customer


“Larry was very knowledgeable and helpful. Great communication”
★★★★★
– William G


“I had an initial amount that I wanted to spend for a house and what I wanted my payments to be and everything worked out perfectly.”
★★★★★
– Lawrence S.


“Excellent! Quality! Customer First!”
★★★★★
– Rick C


“Larry is an incredible professional, who always communicates thoroughly and clearly. Every time I need a mortgage loan, he’s my only phone call. And he always makes the experience easy, fast, and stress-free. If you’re reading this and thinking about using him to finance your home, DO IT. You won’t be disappointed.”
★★★★★
– Brad S.


“Larry was all action. Did everything he said he would, when he said he’d do it. He closed ON TIME!!!!!!!! Excellent transaction.”
★★★★★
– Karen S


“Larry over the years has gone above and beyond as a professional. He anticipates and removes obstacles and is always providing the best insights with credible data and execution with consistent communication . Larry is not just a professional, but has become a friend- I can’t leave feedback like this for most.”
★★★★★
– Bill N.


“Larry was very informational & kept us up to date very well”
★★★★★
– Lela k


“Larry Iest is the best. He did the original loan, and the refinance and he explained everything to me the entire way. I knew exactly what was happening and why throughout the whole process. Larry really took time to make sure I was comfortable with a process that was very foreign to me. I am very thankful for Larry and megastar. I will recommend and encourage everyone I know to use Larry Iest.”
★★★★★
– Jason Morton


“Thank you so much Larry for always being there to answer any questions I had. You are always so professional and knowledgeable at what you do.”
★★★★★
– Charles T.


“Larry Lest is fantastic. He made the entire transaction smooth and stress free for the clients and both realtors. He is very knowledgeable and updated all of us throughout the process of the Loan.”
★★★★★
– Cheryl P.


“Larry is the best. I am a return customer.”
★★★★★
– Robert P


“HAVE BEEN UDSING HIM FOR ALONG TIME”
★★★★★
– EMILY P


“Larry was great to work with throughout the entire process. He is professional, available and very responsive. He helped us get through a couple of hurdles and we believe he got us the best loan possible. We are very pleased with the entire process and have recommended Larry to friends.”
★★★★★
– Nancy R


“He answered all my question and responded to all my emails in a timely manner. Job well done”
★★★★★
– Satisfied Customer


“I have worked with Larry on many loans over the years and have never had anything but stellar service.”
★★★★★
– Troy K.


“Larry was friendly, efficient and helpful. He went the extra mile to help us and things couldn’t have gone more smoothly.”
★★★★★
– L Wilder


“Great job, will use him again soon I hope.”
★★★★★
– Linda A.


“Larry was really on top of it. Always available to answer questions and always willing to help and meet our needs. Great service!”
★★★★★
– Yossi S.


“Larry is the best. Hand-held me through whole process, understood my lack of computer skills, came to my home for paperwork.”
★★★★★
– Satisfied Customer


“Easy to contact. Kept info current. Very positive energy when talking and problem solving.”
★★★★★
– Satisfied Customer


TESTIMONIALS

“Larry was always extremely competent and very pleasant. Our transaction closed on time.”
★★★★★
– Winifred W.


“Larry was professional, courteous and respectful. He made sure we understood the process and was responsive if we had any questions. Larry’s emails and personalized videos walked us through the buying process and were very informative. He really looked out to make sure we got the best loan for our needs. Larry communicated with our realtor and escrow to make sure we were all on schedule. He made buying a house a smooth process.”
★★★★★
– Rebecca L


“Larry is amazing because he cares about his clients. He provided us with regular status reports and would thoroughly explain every step of the loan process. My husband and I would highly recommend him!”
★★★★★
– Satisfied Customer


“Larry was very knowledgeable and helpful. Great communication”
★★★★★
– William G


“I had an initial amount that I wanted to spend for a house and what I wanted my payments to be and everything worked out perfectly.”
★★★★★
– Lawrence S.


“Excellent! Quality! Customer First!”
★★★★★
– Rick C


“Larry is an incredible professional, who always communicates thoroughly and clearly. Every time I need a mortgage loan, he’s my only phone call. And he always makes the experience easy, fast, and stress-free. If you’re reading this and thinking about using him to finance your home, DO IT. You won’t be disappointed.”
★★★★★
– Brad S.


“Larry was all action. Did everything he said he would, when he said he’d do it. He closed ON TIME!!!!!!!! Excellent transaction.”
★★★★★
– Karen S


“Larry over the years has gone above and beyond as a professional. He anticipates and removes obstacles and is always providing the best insights with credible data and execution with consistent communication . Larry is not just a professional, but has become a friend- I can’t leave feedback like this for most.”
★★★★★
– Bill N.


“Larry was very informational & kept us up to date very well”
★★★★★
– Lela k


“Larry Iest is the best. He did the original loan, and the refinance and he explained everything to me the entire way. I knew exactly what was happening and why throughout the whole process. Larry really took time to make sure I was comfortable with a process that was very foreign to me. I am very thankful for Larry and megastar. I will recommend and encourage everyone I know to use Larry Iest.”
★★★★★
– Jason Morton


“Thank you so much Larry for always being there to answer any questions I had. You are always so professional and knowledgeable at what you do.”
★★★★★
– Charles T.


“Larry Lest is fantastic. He made the entire transaction smooth and stress free for the clients and both realtors. He is very knowledgeable and updated all of us throughout the process of the Loan.”
★★★★★
– Cheryl P.


“Larry is the best. I am a return customer.”
★★★★★
– Robert P


“HAVE BEEN UDSING HIM FOR ALONG TIME”
★★★★★
– EMILY P


“Larry was great to work with throughout the entire process. He is professional, available and very responsive. He helped us get through a couple of hurdles and we believe he got us the best loan possible. We are very pleased with the entire process and have recommended Larry to friends.”
★★★★★
– Nancy R


“He answered all my question and responded to all my emails in a timely manner. Job well done”
★★★★★
– Satisfied Customer


“I have worked with Larry on many loans over the years and have never had anything but stellar service.”
★★★★★
– Troy K.


“Larry was friendly, efficient and helpful. He went the extra mile to help us and things couldn’t have gone more smoothly.”
★★★★★
– L Wilder


“Great job, will use him again soon I hope.”
★★★★★
– Linda A.


“Larry was really on top of it. Always available to answer questions and always willing to help and meet our needs. Great service!”
★★★★★
– Yossi S.


“Larry is the best. Hand-held me through whole process, understood my lack of computer skills, came to my home for paperwork.”
★★★★★
– Satisfied Customer


“Easy to contact. Kept info current. Very positive energy when talking and problem solving.”
★★★★★
– Satisfied Customer


Licensed by the Department of Business Oversite under the California Finance Lenders Act | Loans made or arranged pursuant to a California Finance Law license | MegaStar Financial Corp® Headquarters NMLS 3043 | 1080 Cherokee St, Denver, CO 80204 | 1-(877) 922-8800 | Equal Housing Opportunity

“A good reason why you may want to offer below 5% is when you’re paying with cash (although companies who offer sellers cash for their home will typically offer 65% below market price).”

Publisher: HomeLight
Article: Is It Too Low? What Is Reasonable to Offer Below Asking Price
Link: https://tinyurl.com/2jp6kbmh

    1098 forms were mailed 1/22/2023. 

    If you have questions or need assistance with your 1098 form, please send your question to servicing@megastarfinancial.com.