First City Mortgage Group

MegaStar's Privacy Policy

 

What is our commitment to you?

We are sensitive to your privacy concerns, and are committed to letting you know what information is being collected on our Sites, how the information is being used and what choices you have regarding the collection and use of the information. Please take a moment to review this privacy notice and feel free to contact us with any questions at mailto:info@megastarfinancial.com

What types of information do we collect about you?

The primary reason we collect personal information about you is to provide products and services that you have requested. The type of information we collect, and the primary purpose for which it is collected includes:

  • Required information such as name and address is utilized to establish your account. We require this information in order to provide you with your desired services and to comply with federal regulation.
  • We collect no credit information.
  • E-mail addresses and phone numbers are collected and used to communicate with in regards to your request.

Do we share information with third parties?

We do not share information with any non-affiliated third party except: (1) in select circumstances when a business partner refers you to us and you give us permission to share specific information, such as your name and email address, with that business partner, (2) as permitted or required by law, such as inquires by law enforcement or to comply with Federal laws such as the Real Estate Settlement Procedures Act (RESPA), or the Fair Credit Reporting Act (FCRA), the Gramm-Leach-Bliley Act (GLBA), the Patriot Act or the Fair and Accurate Credit Transactions Act (FACTA), or (3) to the specific Agent responsible for the area you have listed. Our Sites may contain links for other services that we feel you may have an interest in. We believe these sites share a similar commitment to consumer privacy and urge you to review their privacy policy when visiting their sites. We cannot, however, be responsible for their privacy practices.

What is our policy relating to former customers?

Our policy regarding the collection and use of information about former customers is the same as that regarding the collection and use about existing customers (refer to section titled "What types of personal information do we collect about you?"). Over time, information about former customers is used less and less and may ultimately be removed from our records.

How do we protect your information?

We restrict access to nonpublic personal information about you to those of our employees who need to know that information in order to provide products or services to you. We maintain physical, electronic, and procedural safeguards designed to protect your nonpublic personal information.

Transferability of Information

In the event we go through a business transition, such as a merger, acquisition by another company, or sale of all or portion of our assets, your personally identifiable information will likely be among the assets transferred. You will be notified by means of notice on our Site for thirty (30) days of any such change in ownership or control of your personal information. For more information, please refer to the section labeled "Privacy Notice Changes," below.

A Special Note Regarding People Under 18 Years Old

Consumers under the age of 18 must not send any personal information to us - including but not limited to information such as name, address or e-mail address.

Privacy Notice Changes

We reserve the right to change this privacy notice at any time. You agree to obtain annual notices of, and changes to, this privacy notice electronically by visiting this Site. Therefore, we encourage you to review this Site from time to time to review changes to our privacy notice. Please note that our offline privacy notice (not covering information collected over the phone or by facsimile) may differ slightly from our online privacy notice. This notice utilizes the rules, authority and definitions of the Gramm-Leach-Bliley Act of 1989, Title V, Subtitle A.

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