Dedicated lenders, and the strongest advocates for our borrowers.

Our Story

MegaStar Financial Corp® was founded in 1999 on the principle of commitment, and have worked hard since then to serve best-in-class loan officers that are committed to their clients and the Real Estate Agents they partner with. Our clients look to us as America’s Most Trusted Mortgage Company® because we are their unwavering advocates through the entire financial process. With an impeccable track record of closing on time, our modern mortgage is built around borrowers and the unique situations they come to us with. Whether they are buying, refinancing, or building their dream home, MegaStar will be our clients’ greatest advocates. We are proud to have the opportunity to guide them, step by step, through one of the biggest and most important financial endeavors of their lives.

We promise to take complete and qualified applications
We promise to stay in touch and keep you in the loop with our status reports
We promise to track and meet your contract deadlines, protecting your earnest money
We promise to deliver accurate closing figures three business days before you close, a promise we have kept since 1999
We promise to take complete and qualified applications
We promise to stay in touch and keep you in the loop with our status reports
We promise to track and meet your contract deadlines, protecting your earnest money
We promise to deliver accurate closing figures three business days before you close, a promise we have kept since 1999

Community Involvement

Here at MegaStar, we value the opportunity to help make lives better and make a positive impact on the people around us. We believe in the importance of giving back to the community in which we live and work.

We are dedicated to helping people through various initiatives, and our support of the community includes philanthropic endeavors such as the Tennessee Center, Colorado I Have A Dream Foundation, Family Star, the Children Diabetes Foundation, the Denver Rescue Mission, local food banks and education foundations, and a number of other nonprofit programs.

Our Company is Licensed in
22 States
Our expert loan officers are licensed halfway across the nation, allowing us to serve more communities and help more people finance their dream of homeownership.
Approved Seller Servicer
We are able to offer a wide range of mortgage programs, allowing our clients to find the best plan to fit their unique financial needs.
We Service over $3
Billion in Loans
We have cemented ourselves as experts in the mortgage industry. Our track record speaks for itself as we continue our high standards of excellent and responsible business practice.

MegaStar Founder | President | CEO

Anita Padilla-Fitzgerald is the Founder and CEO of three successful companies. She is a 40-year mortgage industry veteran who, at 18 years old, started her career as the receptionist in a mortgage company and her career grew from there. Prior to her becoming an entrepreneur, she worked at various companies as a processor, closer, underwriter, Vice President of Operations then onto President/CEO of a company called First City Financial Corp.

In 1999 she founded and built MegaStar Financial Corp, a nationwide mortgage lender and servicer who is proud to be considered one of the top 100 mortgage origination companies in the United States.

As MegaStar’s success grew, she knew there was a strong need for technological innovation and revolution in the mortgage industry. Thus, Take Three Technologies was born and now has three mortgage industry software products sold nationwide.

In addition to MegaStar and Take3, she owns MegaStar Holdings, which owns and manages commercial real estate.

In 2009, The Latina Chamber, in conjunction with the United States Hispanic Chamber and State Farm, presented Mrs. Padilla-Fitzgerald with The National Latina Trail Blazer Award for Business. Mrs. Padilla-Fitzgerald also served two consecutive terms for the State of Colorado “Rules Committee Task Force” in 2009 and 2010, and was appointed by the Colorado Governor to serve on the Colorado Housing Finance Authority Board of Directors. In 2010, Mrs. Padilla-Fitzgerald was nominated for and won the prestigious Ernst and Young Entrepreneur of the Year award for Financial Services in the Rocky Mountain Region.

EVP | Chief Operating Officer | MegaStar Holdings

Mr. Pieper is responsible for corporate and strategic management for MegaStar Holdings, which oversees all of the MegaStar companies. He manages the capital and treasury needs of MegaStar Financial Corp., Take Three Technologies, MegaStar Holding Services. Additionally, he provides strategic analysis to MegaStar’s President and CEO.

Mr. Pieper was one of the initial employees of the company in April 2000 and has been intimately involved in the development of many of the systems and procedures used by the company today.

Prior to joining MegaStar, Mr. Pieper was with Wells Fargo Bank in Commercial Banking and Asset Based Finance for 12 years. He holds a Bachelor of Science in Business Administration and graduated with honors from the University of Denver.

Vice President | Sales & Production

Rebecca Lorenz began her career in the mortgage industry in 1999. In the 21 years since then, she has devoted her time to helping those she works with reach their personal and production goals.

In 2011, Rebecca began to apply the revolutionary teachings of Ninja Selling to both her professional career and personal life. Today, she is a Master Ninja Mortgage Instructor and Coach, working closely with both individuals and teams to help others grow their production and cultivate a better work/life balance. She is fully invested in each loan officer and treats their business with as much care as if it were her own. Rebecca’s positivity and passion are contagious to everyone who has the privilege to work with her. An incredible inspiration and coach, she continues to transform those around her for the better each and every day.

When she isn’t busy helping others, Rebecca can be found living her best life and enjoying the many outdoor wonders our beautiful state of Colorado has to offer.

“A good reason why you may want to offer below 5% is when you’re paying with cash (although companies who offer sellers cash for their home will typically offer 65% below market price).”

Publisher: HomeLight
Article: Is It Too Low? What Is Reasonable to Offer Below Asking Price

    1098 forms were mailed 1/22/2023. 

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