Programs for Every Situation
Home Loan for Medical Professionals
A mortgage designed for doctors, dentists, pharmacists, and other medical professionals.
Programs for Every Situation
What Is This Program?
A medical career often starts with years of school, training, and student debt. That can make a traditional mortgage harder to qualify for, even when your long-term career outlook is strong. MegaStar’s home loan for medical professionals is designed around that reality, with flexible options to help you buy or refinance your primary home.
Why Medical Professionals Use It
- Financing options built for doctors, dentists, pharmacists, veterinarians, and other eligible professionals
- Low down payment options, so you can buy without draining your savings
- In some cases, a signed employment contract can be used to qualify, which helps if you're about to start a new position
- Fixed-rate and adjustable-rate options to fit your plans
- Open to medical residents, fellows, and interns with an eligible degree
Programs for Every Situation
Who Can Use This Home Loan for Medical Professionals?
This program is available to borrowers with an eligible professional degree, including MD, DO, DDS, DMD, PharmD, DVM or VMD, DPM, and CRNA. Medical residents, fellows, and interns with one of these degrees may also qualify. If at least one borrower on the loan is an eligible professional, you may be able to use this program. Visa holders may also be eligible for a primary residence, with specific documentation requirements.
Is This Right for You?
This program is a strong fit if you’re a medical professional buying or refinancing your primary home, especially early in your career or about to start a new position. Every situation is different. A MegaStar loan officer can review your credentials, income, and timeline, then build a plan that fits you.
Frequently Asked Questions
Who qualifies for the Medical Professionals Program?
Doctors and other eligible professionals, such as MDs, DOs, dentists (DDS or DMD), pharmacists (PharmD), veterinarians (DVM or VMD), podiatrists (DPM), and CRNAs. Medical residents, fellows, and interns with one of these degrees may also qualify. A loan officer can confirm your specific eligibility.
Can I qualify if I haven't started my new job yet?
In some cases, yes. A signed employment contract or offer letter may be used to qualify, with additional requirements. A loan officer can explain what applies to your situation.
Is this program only for buying a home?
It’s available for purchasing a primary residence and for certain refinances of a primary residence. A loan officer can confirm which option fits your goals.
Can visa holders use this program?
In some cases, yes. Eligible visa holders may qualify for a primary residence with specific documentation requirements. A loan officer can walk you through what you would need.
Find Out What You Qualify For
Your career is demanding enough. Let a MegaStar loan officer handle the details and show you what’s possible for your next home.
