About MegaStar


Megastar prides itself on our family company culture, employing seasoned and experienced loan officers who have the consumer's interest at heart. We are thrilled that you have taken the time to learn about our company, and we look forward to helping you achieve your homeownership dreams.

Our Story

Clients look to MegaStar Financial as The Most Trusted Mortgage Company® because we are an unwavering advocate for them throughout the entire financing process and have an impeccable track record of closing on loans on time, every time. We work to provide a balance of the best-in-class loan offerings and customized, personal attention for each of our clients. Our team of highly experienced loan officers is committed to listening to clients and guiding them through a complex process with the utmost care and professionalism. We are all on the same team, working stronger together, as we help people close on one of the largest financial transactions of their lives.

Based in Denver, Colorado, MegaStar Financial believes in giving back to the community in which we live and work. We are honored to help the youth in our area through various initiatives, provide a generous employee match program for charitable giving, and empower the next generation of loan officers through our innovative Hour of Power program. MegaStar is grateful to be a part of the greater good.

Community Involvement and Culture

MegaStar is committed to giving back to the community, enriching the lives of our employees and staying active in our industry to improve regulations to protect the consumer.  The company is committed to retail Loan Officers by providing great customer support, technology, and access to strong programs and pricing.

Our support of the community includes philanthropic endeavors such as the Tennessee Center, Colorado I Have A Dream Foundation, Family Star, and others.

Company initiatives include MegaStar’s Presidents Club, an annual recognition of sales and operational excellence. Members receive award incentives for quality work and production.


ANITA PADILLA-FITZGERALD MegaStar Financial Corp. (MFC) Founder/President/CEO

  • Megastar Financial Corp (MFC) was founded in 1999 on the principle of serving retail loan officers committed to customers and referral partners through adherence to four promises we have made to our customers since opening day. 
  • MFC is a Fannie Mae, Freddie Mac, VA, USDA, and HUD-approved retail mortgage banker doing business in 25 states.
  • MegaStar Financial has been highlighted as a strong, accountable lender by FOX National Business News, the Denver Post, and Denver Business Journal.  MFC has held a Gold Star Award from the Better Business Bureau since 2003.
  • Prior to MFC, Mrs. Padilla-Fitzgerald was President/CEO of First City Financial Corp. (FCFC), a Denver-based lender, and was one of 10 original employees of Denver-based Cherry Creek Mortgage Company (CCMC).
  • Mrs. Padilla-Fitzgerald is or has served on the Colorado Lenders Board of Governors and was appointed by the Governor to serve as a board member on the Colorado Housing Finance Authority Board and the Colorado I have a Dream Foundation.
  • In addition to MegaStar Financial Corp, she founded and is the CEO of MegaStar Holdings and Take3Tech.


SCOTT PIEPER EVP - Chief Operating Officer - Megastar Holdings

Mr. Pieper is responsible for corporate and strategic management for MegaStar Holdings, which oversees all of the MegaStar companies. He manages the capital and treasury needs of MegaStar Financial Corp., Take Three Technologies, MegaStar Holding Services. Additionally, he provides strategic analysis to MegaStar’s President & CEO.

Mr. Pieper was one of the initial employees of the company in April 2000 and has been intimately involved in the development of many of the systems and procedures used by the company today.

Prior to joining MegaStar, Mr. Pieper was with Wells Fargo Bank in Commercial Banking and Asset Based Finance for 12 years.

He holds a Bachelor of Science in Business Administration and graduated with honors from the University of Denver.

Meet the Rest of the Team


NOEL MCGARVEY - Senior Vice President, National Operations

Noel brings 25 years of experience in mortgage banking. He has held senior management roles in originations, operations, credit risk, and quality control. He worked at PHH Mortgage during a time of 85% organizational growth while managing 1,500 closings per month. In his time at Pulte Mortgage, he ran operations with a peak volume of 12,000 loans for $2.2 billion of production. He managed credit risk and underwriting from 2007-2011. In his quality control role, he was instrumental in driving consistency and process improvement.

As SVP of National Operations, Noel is responsible for Sales Operations, Processing, Underwriting, Closing and Post Closing for MegaStar.

When not at work, Noel Enjoys many of the activities that Colorado has to offer with hiking and snowshoeing as some of his favorites.

RHONDA FITZPATRICK - Vice President, Loan Technology


Rhonda joined MegaStar Financial in 2001.  In her 17 year tenure, Rhonda gained experience in many aspects of loan production including origination, processing, underwriting, closing, funding, and post-closing.  After moving to a management role, she managed our set-up, disclosure, appraisal desk, underwriting desk, and funding departments. In her current role in loan technology, Rhonda is responsible for managing the technology we use to complete the loan process.  She provides training to users on our technology.  She also works with technology vendors, developers and users to ensure our technology meets the needs of our ever-changing industry.

KRIS SPUCKES - Vice President of Sales Operations

Kris has 15 years of mortgage industry experience and has worked in all facets of loan production. He began his carrier in the mortgage industry as a Loan Originator in Irvine CA. After a couple of years in the business, Kris moved to Henderson Nevada, where he ran a small broker operation from 2004-2010. In 2010 Kris started with Megastar Financial on the operations side as a Loan Specialist and Closer. In 2014 Kris moved into corporate management. Currently, as our VP of Sales Operations, Kris provides support to our sales team on many levels, including hosting a twice-daily deal structure call, managing the early disclosure desk, and providing training to our branches on new products, procedures, and systems. Away from the office, Kris enjoys golf, snow skiing, live music and watching his favorite sports teams. Kris graduated from the University of Colorado Boulder in 1997 with a BA in History.

ANDY MARSH - Vice President, Credit Risk Officer 

Andy has over 17 years of mortgage banking experience and has spent the last 11 of those years at MegaStar. Andy’s experience runs the gamut from starting out doing data entry to processing, shipping, closing, originating, underwriting and management. In Andy’s current role he is responsible for overseeing the underwriting and appraisal departments. When not at the office you can find Andy on either his Harley Davidson motorcycle or on the golf course.

MICHAEL DASE - Assistant Vice President, IT Network Manager - Megastar Holdings

Michael is responsible for corporate Information Technology and Network Operation for MegaStar Holdings, which includes administration and support of systems, software, and networks for all MegaStar companies. Michael has 20 years of combined IT experience.  He joined Megastar in 2012 and prior to that worked in Network and POS operations/management for the theme park industry for 10 years. He holds a Degree in Computer Information Technology from the College of Southern Nevada.  Away from work he enjoys spending quality family time, tinkering on automobiles, and feeding his love for all things Disney 

LORI SHAW - General Counsel - MegaStar Holdings

Ms. Shaw is the legal department manager and works with the executive team on various legal issues for the MegaStar companies. Since joining MegaStar, Ms. Shaw has attended and continues to attend MBA Regulatory Compliance Conferences, MBA Legal Issues and Regulatory Compliance Conferences, and various other conferences across the country to expand her knowledge of the mortgage banking industry. Attendance at these conferences allows Ms. Shaw the knowledge to work with the MegaStar executive team to advise on compliance of company policies and procedures as they relate to CFPB regulation, federal regulations, and state regulations.

Prior to joining MegaStar, Ms. Shaw attended Indiana University, where she received her B.A. in History and Political Science and then went on to law school at Marquette University Law School where she focused on Intellectual Property and Sports Law. After law school, Ms. Shaw worked for a real estate and sports attorney in Milwaukee, focusing on various aspects of intellectual property, real estate, and sports stadium/arena construction, redevelopment, and acquisition. Ms. Shaw is licensed to practice in Wisconsin and Colorado. When not working, Ms. Shaw enjoys watching sports, playing card games, and being on the beach.



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