Programs for Every Situation

Non-Citizen Borrower Programs

You don't have to be a U.S. citizen to qualify for a home loan.

Programs for Every Situation

What Is This Program?

Citizenship status shouldn’t stand between you and owning a home. MegaStar offers mortgage programs built for non-citizen borrowers, including Green Card holders and DACA recipients. These programs are designed around the specific documentation non-citizens can provide, so you can qualify using the status you already have.

non-citizen borrower loan

Who This Program Serves

Is This Right for You?

If you have legal status in the U.S. but aren’t a citizen, this program is likely a fit. The specific documentation needed depends on your exact status, income, and the type of home you’re looking to buy. A loan officer can review your situation and explain exactly what you’ll need.

Frequently Asked Questions

Yes, DACA recipients can qualify through this program. A loan officer can walk you through the specific documentation needed.

Not necessarily — this program supports several types of non-citizen status. A loan officer can confirm what applies to your specific situation.

The core process is similar, but the documentation used to verify your status and eligibility is different. A loan officer can walk you through exactly what to expect.

That’s exactly what a conversation with a loan officer is for — they can review your specific situation and let you know where you stand.

Find Out What You Qualify For

Your immigration status doesn’t have to be a guessing game. Talk to a MegaStar loan officer to find out exactly what you qualify for.

1098 forms were mailed 1/31/2026

If you have questions or need assistance with your 1098 form, please send your question to servicing@megastarfinancial.com

“A good reason why you may want to offer below 5% is when you’re paying with cash (although companies who offer sellers cash for their home will typically offer 65% below market price).”

Publisher: HomeLight
Article: Is It Too Low? What Is Reasonable to Offer Below Asking Price
Link: https://tinyurl.com/2jp6kbmh